Checking account invite

Chime referral link

A Chime referral link has to be used at signup. If you qualify, Chime can pay you up to $100 after one qualifying direct deposit of $200 or more within 45 days, plus activating the physical card within 14 days of that deposit. Payroll and benefits usually count. Transfers from your other bank, Venmo, Cash App, and PayPal usually do not.

Advertiser disclosure: if you use the link on this page, a member or the founder may receive a referral reward. You still get the company’s advertised bonus if you qualify. Easy Made Money is not affiliated with the brand except as a user of its referral program.

Banking app · up to 10 referrals / year for them

Chime

You can earn up to $100 after a qualifying direct deposit. The person who referred you can earn a bonus too (often $100, plus a temporary SpotMe bump on some offers).

You need to

  • Open a new Chime Checking Account with this link. You cannot add a referral later.
  • Receive one qualifying direct deposit of $200 or more within 45 days.
  • Activate your physical Chime card within 14 days of that deposit.

What counts as the deposit

Payroll, government benefits, or gig-economy ACH/OCT usually count. Bank transfers, Pay Anyone, Venmo, Cash App, PayPal, check deposit, and cash usually do not. If you only move money from your other bank, you will likely miss the bonus.

You’re on a phone

Chime needs this invite in Safari or Chrome. Tap below. If it asks to open the Chime app, say yes. You cannot add a referral later.

Open Chime

Best on your phone

Chime usually records the invite from a phone browser. Scan, then finish in Safari, Chrome, or the app. You can still try the website on this computer.

Continue on this computer

Common questions

Does a bank transfer count for Chime?

Usually no. Chime wants a qualifying ACH from an employer, benefits, or gig payer — not a transfer you send yourself.

Can I add a Chime referral after I open the account?

No. The link has to be used when you sign up.

Should I open Chime on my phone?

Yes if you can. Chime records the invite from Safari or Chrome. Scan the code from a computer, or tap Open Chime on your phone.

Other live offers

SoFi referral bonusChecking & Savings welcome offerPayPal referral1,000 points after a $5 spendCapital One 360$300 checking bonus if you qualifyCash App referral$5–$15 after you send $5Coinbase referralAbout $10 in bitcoin after a trade