Capital One checking account referral bonus

Capital One 360 checking referral bonus

Capital One’s 360 Checking referral is a bank-account offer, not a credit card. New customers who open 360 Checking through this invite and make the deposits Capital One lists can get $300. The person who shared the link may earn $50 per funded account, up to the cap in their app. Bonus timing can take weeks. Confirm terms on the landing page after you click.

Advertiser disclosure: if you use the link on this page, a member or the founder may receive a referral reward. You still get the company’s advertised bonus if you qualify. Easy Made Money is not affiliated with the brand except as a user of its referral program.

Capital One 360 checking account referral bonus

$300 for new 360 Checking customers who qualify

This is the Capital One 360 checking referral bonus, not a credit-card refer-a-friend. Open 360 Checking through this invite and complete the deposits Capital One lists. Timing can take weeks.

360 Checking

Capital One

New 360 Checking customers can get $300 after the required deposits. The person who shared the code may earn $50 per funded account, up to the cap shown in their app (this one says up to $500).

You need to

  • Be new to this 360 Checking offer and apply with the link / code.
  • Open the account and make the deposits Capital One lists on the landing page.
  • Read their timeline. Bonuses can take weeks, not minutes.

Good to know

Capital One also runs credit-card “refer a friend” bonuses. Those are approval-based and the amount lives in the cardholder’s app. This button is the checking invite we have on file. Credit cards are a hard pull and a yes/no decision — don’t apply just for a maybe.

You’re on a phone

Tap below in Safari or Chrome. You can finish in the Capital One app or on their website.

Open Capital One

Phone or this computer

Scan for your phone, or continue on this computer. Capital One’s website is a normal way to open 360 Checking.

Continue on this computer

Capital One 360 referrer math

Published numbers if they qualify

The $300 is for the new customer. You get $50 per funded account, up to $500 on this invite (10 accounts). Not a credit-card refer-a-friend.

You, each$50
They get$300
Invite cap$500 · 10 accounts
To cover $84/yr2 signups
If this many fund Gross (Capital One pays you) $84/yr membership Net Share of $500 cap
1 account$50$84−$3410%
3 accounts$150$84$6630%
5 accounts$250$84$16650%
10 accounts (cap)$500$84$416100%
  • Hurdle: new 360 Checking through this invite, then the deposits Capital One lists. Timing can take weeks.
  • One $50 payout does not cover $84/year. Two funded accounts does.
  • This is checking, not a card. Card “refer a friend” is a different product and a credit pull.

Common questions

Is this a Capital One credit card referral?

No. This page is the 360 Checking invite. Card referrals are a different product and a credit pull.

When do I get the $300?

After you open the account and complete the deposits Capital One shows. It can take weeks, not minutes.

Can I apply on a computer?

Yes. Capital One’s website is a normal path. Scan the code if you want the phone browser or app.

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